Permanent Life Insurance

Permanent life insurance provides protection throughout your lifetime. Most permanent life insurance policies build cash value for you to use for expenses later in life, like paying off a student loan or purchasing a new car. Cash value is an attractive part of many permanent life insurance plans.

  • Whole life policies are the simplest and have the strongest guarantees of any type of life insurance. Whole life policies allow for the accumulation of cash value on a tax-deferred basis, which can be used when you need it. Your cash value will build slowly and steadily, but as your cash value increases you’ll see it grow faster. It pays to be patient!
  • Universal life policies have flexible features that can be customized for you and your loved ones. The flexibility of universal live coverage allows for changes to the death benefit and the size and timing of the policy’s premium, to an extent. As changes to your life take place, so can your coverage.

If you want a policy that can build cash value for you, as well as build up some savings for later in life, talk to our agents about the right permanent life insurance plan for you!

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